1+ months

Lead Credit Risk Analyst-IHM - 49845

Riverwoods, IL 60015
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TITLE: Lead Credit Risk Analyst

DUTIES: Discover Products Inc. seeks Lead Credit Risk Analyst in Riverwoods, IL to work on business risk management strategies and policies. Participate in card underwriting strategies, including analyzing pre-screen and post-screen risk criteria as well as unsolicited and solicited applications. Work with Marketing to identify and implement new opportunities for account growth. Initiate, develop and monitor acquisition risk strategies and policies for prime card underwriting. Monitor performance trends to anticipate necessary adjustments to strategies. Establish appropriate profitability trade-offs using various tools to maximize business return on the business exposure, ensuring that key business factors are understood and measured (including impact on usage, revenue and risk. Participate in principles into credit risk activities to maximize profit for the business overall. Develop an account level decision framework to support business strategies, working closely with a broad range of business partners. Participate in development of new card products or features to support risk goals. Promote a risk-aware culture, ensure efficient and effective risk and compliance management practices by adhering to required standards and processes.

REQUIREMENTS : Master's degree or foreign equivalent in Business Analytics, Economics, Mathematics or a related quantitative field and two (2) years of experience in job offered or related position: conducting analyses to identify process or policy improvement; designing Tableau reports and presenting recommendations to management; developing reports to monitor and explain trends; utilizing analytical and statistical modeling tools and techniques; participating in data mining, statistical and predictive analyses; and utilizing technologies including SAS and SQL.

QUALIFIED APPLICANTS: Please apply directly through our website www.mydiscovercareer.com for Job ID 49845 by clicking on "Apply Now." No calls. Equal Opportunity Employer/disability/vet.

Discover Financial Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, among other things, or as a qualified individual with a disability.



  • Banking / Finance
Posted: 2019-07-27 Expires: 2019-11-02

Welcome to Discover
We strive to be the leading direct bank and payments services company. Our mission is to help people spend smarter, manage debt better, and save more to achieve a brighter financial future.

Why Work with Us?
You can make an impact. Whether it’s developing corporate strategy, innovating new services or supporting IT needs, every employee has the opportunity to be a vital part of our business and make a real difference in people’s lives. It’s the heart of what we do.


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Lead Credit Risk Analyst-IHM - 49845

Riverwoods, IL 60015

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