1+ months

Digital Payments Principal Applications Architect - P194201_S1

Riverwoods, IL 60015
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At Discover, be part of a culture where diversity, teamwork and collaboration reign. Join a company that is just as employee-focused as it is on its customers, and which is consistently awarded for both. We're all about people and our employees are why Discover is a great place to work. Be the reason we help millions of consumers build a brighter financial future and achieve yours along the way with a rewarding career.

In this role you will be responsible for continuing to evolve the vision for Discover's Digital Payments strategy. This includes defining the software architecture as well as collaborating with business partners and leading delivery teams on execution of the vision.


Discover is more than a credit card. At its core, Discover is a software company. Our customers and Partners demand products/services that help them spend smarter and achieve a brighter financial future. These products/services are built and supported by our software teams. We have fun at work and live these values:

  • One customer. The person using the product is who matters.
  • Teams get it done. You won't be sitting in a corner on your own - it's a collective effort.
  • Seek to understand. Listen first, ask why, and then reach a conclusion.
  • Progress over perfection. Try new ideas and be comfortable with failing fast.
  • No spectators. Expect to tackle tough problems and to challenge the status quo.


People don't solely rely on physical credit/debit cards anymore. They want digital payment options. Specifically options on their phone or during secure digital checkout experiences (websites, apps, etc.). Why not join a team that is at the core of shaping the future of Payments? In this position, you will be a leader in our Digital Payments technology domain. Your talents will allow you to contribute, if not shape, our Business and Technology outcomes. Always wanted to have your change agent voice heard? We love to listen. We want you to help create and break-down product/platform efforts into successful execution-ready plans. We need your talents to help ensure our outcomes are aligning to the needs of our Customers and Partners. Most rewarding, you will work with the leading mobile payment players in the world while actively contribute to the developer experience by enhancing current solution patterns and defining new ones. All cutting edge work leveraging the latest technologies in the industry.


  • Provide specialized expertise and applied knowledge on technical aspects of our Discover Payment Services' Digital Payment Technology solution (Discover Digital Exchange (DDX))
  • Support initiatives and operations for our key customers/partners of DDX
  • Verifies stability, interoperability, portability, security, and scalability of system architecture.
  • Collaborates with technology teams to select appropriate design solutions and ensures the compatibility of system components.
  • Documents design specifications, installation instructions, and other system information.
  • Provides advice on project costs, designs, concepts, and changes.
  • Communicates with staff and clients to understand specific system requirements.
  • Provide specialized expertise and applied knowledge on technical aspects of Payment Services solutions.
  • Ensure solutions address scalability, security, availability, and maintainability needs.
  • Learn new technologies and promote the adoption of frameworks that deliver customer value.
  • Develop software deployment architectures and corresponding estimates.
  • Develop proof of concepts & critical software application components.
  • Software quality governance and team mentoring for multiple teams.
  • Create and review technical requirements and translate into platform enablers.
  • Review business requirements and assist in translating into features/user stories.
  • Enable the team to be cross-functional and autonomous.
  • Promote a risk-aware culture, ensure efficient and effective risk/compliance management practices by adhering to required standards and processes.

Minimum Qualifications

At a minimum, here's what we need from you:

  • Bachelor's Degree in Computer Science, Engineering, or related field
  • 6+ years of experience in Application Development/Leadership, or related field
  • In lieu of a degree, 8+ years of experience in Application Development/Leadership, or related field


  • Core Java or Object Orientated Programming
  • Spring (Core, Spring Integration, Spring Boot)
  • JSON processing and validation
  • CI with Jenkins or similar; Git/GitHub; Gradle, Nexus, Chef, Ansible
  • Rabbit
  • Data/Cache Technologies: Oracle, Maria, Gemfire
  • Cucumber
  • Cloud/PaaS Architectures (AWS/Cloud Foundry/VM)
  • Variety of scripting language
  • Linux
  • Angular, Gulp, Node, JavaScript, Selenium, Protractor, WireMock

Preferred Qualifications

  • 2+ years of relevant hands-on solution architecture experience in our Tech Stack
  • 2+ years working in a Cloud based environment
  • 2+ years of relevant hands-on exposure to the mobile payment architectures such as ApplePay or other secure element implementations
  • Experience with framework and API design
  • Studied architectural patterns at scale, including thoughtfully-designed APIs, repeatable delivery pipelines, and efficient computer engineering principles
  • Utilize and/or contribute to open source projects
  • Proficient across the technical stack
  • Deep knowledge and understanding of emerging trends in software engineering.


Discover Financial Services is an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, sexual orientation, gender identity, national origin, age, protected veteran status, among other things, or as a qualified individual with a disability.



  • Banking / Finance
Posted: 2019-07-18 Expires: 2019-09-16

Welcome to Discover
We strive to be the leading direct bank and payments services company. Our mission is to help people spend smarter, manage debt better, and save more to achieve a brighter financial future.

Why Work with Us?
You can make an impact. Whether it’s developing corporate strategy, innovating new services or supporting IT needs, every employee has the opportunity to be a vital part of our business and make a real difference in people’s lives. It’s the heart of what we do.


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Digital Payments Principal Applications Architect - P194201_S1

Riverwoods, IL 60015

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